After a few days of online business loans, the quota has recovered again

It may be that the reduction or the disappearance of the quota is because the lender has overdue or illegal use.
. With the continuous expansion of Taobao business, Ant Financial also has a lot of credit products. Among them, online commercial loans are platforms for online loans to do online loans. Many users only need to open the store, compared to the market, Tmall, leisure fish, etc., then there may be online merchant loans. Due to the low interest rate and high amount of online business loans, many shop owners have applied for the amount for expanding operations.
, the reason for the closing of the online business loan quota
1. For a long time, it does not need to be issued easily because the online loan quota is small, so it will be issued according to the usual usage of the borrower; if you have the Internet, you have the Internet. Commercial loan quota, but if it is not used for a long time, it is very likely to be closed; after all, the resource liquidity is here. Since you do not need it, you will send it to the person you need more.
2. In advance repayment, although online business loans support the early repayment, the industry has an unwritten rule, most institutions do not want you to repay in advance; after all And you repay in advance prove that there is money, and it is not required for the time being.
3, credit has abnormal opening of online business loans to investigate two aspects of credit:
1) personal credit of legal person;
2) The operating situation of the store is due to the application of online business loans. Loans, if the store credit or individual credit is abnormal, the amount will be closed. For example, the store has illegal deductions and individuals have overdue records, etc., which will cause the quota to close.
. The online business loan is closed. How to restore the quota. Because the store violations are the most direct closing, the store deduction must be cleared before it can be restored to use.
did not use it for a long time. We all know that online business loans usually do not easily increase the quota, which is generally determined from the user's usage. If your online business loan has not been used for more than half a year, the possibility of being reduced is more than 80 %. After all, after all, it is more than 80 %. Limited resources, you do not have this demand, you must give people with loan demand. Followed by repayment in advance. I am also surprised, because I do n’t like to be arrears. If I do n’t have enough entrepreneurial funds, I wo n’t go to loans, so I ’m very positive for repayment, but many platforms are not willing to repay the borrower in advance, because the one -day platform can obtain it to obtain a day platform to obtain it. There is a little interest. The information obtained by returning the platform in advance is that you do not lack funds, and online business loans naturally reduce the amount. Last point: Credit abnormality. The opening of online business loans must meet many conditions, and credit is the most critical point. If your credit has problems in the near future, the amount is reduced. It is inevitable.